Let's build a financial plan that's actually yours.
Whether you're starting your first SIP or rethinking a portfolio you've held for years, we're here to plan, invest and grow it with you — goal-first, fully disclosed, and always just a conversation away.
Getting started is just three steps
No forms to decode, no jargon-heavy onboarding — just a conversation, a plan, and someone real to call.
Talk to us
A free, no-obligation conversation about your goals — no pressure, just a plan.
Get a plan built around you
Goal-first and fully disclosed — matched to your risk profile, never to what pays us more.
Grow, with someone to call
We review at least annually, and you can always reach Raj or Darshan directly — never a call centre queue.
Guidance that puts your goals first
Everything we recommend is built around your risk profile and life goals — never around which product pays us more.
Client-first
Recommendations are driven by your goals and risk profile, never by commission.
Transparent
Every rupee we earn from your investments is disclosed upfront — see Commission Disclosure.
Long-term
We plan for your whole financial life — not just the next transaction.
Verified & regulated
AMFI ARN-335423 and APMI APRN07026 — verify us anytime on the official registers.
Financial planning, end to end
Investment Management
Building and monitoring a portfolio aimed at the best risk-adjusted returns for you.
Goal-Based Planning
Aligning investments and savings with the milestones that matter to you.
Retirement Planning
Making sure you accumulate enough, early enough, for the retirement you want.
Tax Planning
Structuring investments to legally manage and reduce your tax burden.
Succession & Estate Planning
Preparing for a smooth transfer of assets and responsibilities to your family.
Insurance Planning
Term, health and asset protection — referred to our licensed insurance partner.
Products we help you access
SIP & Mutual Funds
Fixed, regular investing across market cycles.
Portfolio Management (PMS)
APMI-registered distribution, min. ₹50L.
Alternate Investment Funds
Distributed under our APMI licence, min. ₹1Cr.
SIF — Specialised Investment Funds
Distributed under our AMFI registration, min. ₹10L.
IPO, Demat & Broking
Referred to our tied-up broking partner.
Insurance
Term, health, vehicle & property — via our licensed partner.
Fixed Deposits
Sourced via a direct company tie-up.
Loans
Referred to partner banks/NBFCs.
Free financial calculators
Run your own numbers in seconds — no sign-up, nothing saved, just quick estimates to help you plan.
Raj Modi, MBA
Co-Founder & CEO, Wisdom Financial Services Pvt Ltd
Invest with clarity. Grow with confidence.Raj Modi, Co-Founder & CEO
With 13+ years in wealth management, Raj founded Wisdom Financial Services Pvt Ltd to give Ahmedabad families and individuals honest, goal-first financial guidance — with every registration, commission and process disclosed upfront. Whatever stage you're at, you're welcome to just start a conversation.
Alongside co-founder Pruthvi Pancholi, CA — “Plan with purpose. Preserve with wisdom. Grow with confidence.”
Let's build your financial plan
A free, no-obligation conversation about your goals — and how we'd help you get there.