Portfolio Management Services (PMS) — Distributor Disclosure

Wisdom Financial Services Pvt Ltd is registered with APMI (Association of Portfolio Managers in India) as a PMS Distributor (APRN07026), in line with SEBI's framework bringing PMS distribution under APMI's oversight.

Our role: we distribute PMS products on behalf of SEBI-registered Portfolio Managers. We do not manage your portfolio ourselves — all investment decisions (stock selection, timing, allocation) are made solely by the SEBI-registered Portfolio Manager you invest with.

Who PMS is for: a high-risk product with a SEBI-mandated minimum investment of ₹50 lakh, meant for investors with high risk tolerance and a long horizon.

Key risks

• Market risk — portfolio value can fall with the broader market
• Concentration risk — PMS portfolios typically hold fewer stocks than a mutual fund, so any single stock has a bigger impact
• Liquidity risk — some holdings, especially mid/small-cap, may be harder to exit quickly
• Manager/strategy risk — returns depend heavily on the portfolio manager's decisions, with no guarantee of outperformance versus a benchmark or mutual fund alternative
• Cost — PMS typically carries a management fee, often a performance fee above a hurdle, plus GST and custodian charges; ask for the exact fee schedule before investing

Compensation: as distributor, we may receive commission or referral fees from the Portfolio Manager for PMS assets placed through us. The specific PMS product's fee structure — and our compensation for it — is disclosed to you before you invest, as part of the Portfolio Manager's own disclosure document.